What You Need to Know about Overdrafts and Overdraft Fees
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway.
What are the standard overdraft practices that come with my account?
We do authorize and pay overdrafts for the following types of transactions:
We do not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below):
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined.
What fees will I be charged if Anstaff Bank pays my overdraft?
Under our standard overdraft practices:
How to Opt-In or Opt-Out
To Opt-In for Overdraft Protection, please complete the information below. If you have any questions you may call (800)445-5745 or stop by any of our 12 convenient locations for personal assistance in filling out the opt-in form.